Auto insurance for college students

Heading to college is a big deal — whether you’re a student packing up your own car or a parent waving goodbye as your teen drives off to campus. With so many adventures ahead, it’s important to feel confident about your auto insurance when it’s time to hit the road.

Let’s break down what college students and their families should know about coverages, discounts, and staying protected while away at school.

You may still be covered.  If you're insured under your parents’ policy, you'll likely maintain coverage even though you're now a college student.

Check out discounts designed for students. College is expensive, so it’s a perfect time to explore how you can save on car insurance. If your car stays at home while you’re at school, you could qualify for an away-at-school discount. Plus, if you’re hitting the books and earning good grades, you may also be eligible for a good student discount. These savings not only help your budget, but they encourage you to keep up those study habits.

Rates could change. Life at college sometimes brings changes to your driving patterns. If your vehicle is now parked in a busy city or you’re driving more often, your insurance rates could shift. On the flip side, qualifying for discounts might help lower your premium. Every situation is different, so it’s a good idea to check in with your American Family Insurance agent to review your coverage.

Commuting? Review your coverage. If you’ll be commuting to campus, it’s smart to make sure your auto insurance matches your new routine. More time on the road can mean different risks, so take a moment to review your policy and be confident in your level of protection. Your agent is happy to help guide you through your options.

College is an exciting time, full of adventures, learning, and chasing your dreams. No matter where your journey takes you, American Family Insurance will help protect what matters most so you can focus on reaching your goals. 

This article is for informational purposes only and based on information that is widely available. This information does not, and is not intended to, constitute legal or financial advice. You should contact a professional for advice specific to your situation.

This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.